John Croizat (aka John Roy Zat) has been performing in the San Francisco Bay Area and beyond, since the 1970's.  Kate Wolf recorded his words to the song Midnight On The Water for her second album - with John on fiddle - and the song has since been covered by Banish Misfortune, Caroline Herring and others.  Since 2011, John has released three CDs,  "Solo", "Collaborations", and "Who Zat",  all of which have gotten consistent airplay on independent radio and charted well on Roots Music Report and other radio playlists.